OUR COMMITMENT

At WealthCover we recognise that your privacy is very important. Our business is governed by legislation protecting your personal information, including the Privacy Act 1988 and Australian Privacy Principals (APPs) Privacy Amendment (Enhancing Privacy Protection) Act 2012 which replace the National Privacy Principles established under the Privacy Amendment (Private Sector) Act 2000.

Our Privacy Policy sets out our commitment to the APPs and to protecting the privacy of the personal information that we hold. This Privacy Policy explains how we collect, use, disclose, and hold personal information and how to contact us if you have any queries about the personal information we hold about you.

We require all our staff (including our Authorised Representatives) to adopt our Privacy Policy.

A summary of the APPs is available at the Office of the Australian Information Commissioner (OAIC) website: www.oaic.gov.au.

WHAT IS PERSONAL INFORMATION?

“Personal Information” is information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not and whether the information or opinion is recorded in a material form or not. Examples include an individual’s name, address, contact number and email address.

“Sensitive information” is a special category of personal information. Sensitive information includes health information and information about an individual’s race or ethnic origin, philosophical beliefs, membership of a professional or trade association and membership of a trade union.

ANONYMITY AND PSEUDONYMITY

You have the right to not identify yourself or use a pseudonym. However, under Anti-Money Laundering and Counter-Terrorism Financing Act 2006, if you choose not to identify yourself, we may not be able to provide financial services.

COLLECTION

We collect personal information to provide financial planning and advisory services. This may include:

• Employment details and history
• Financial needs and objectives
• Assets, liabilities, income, expenditure
• Investment preferences and risk tolerance
• Family commitments and social security eligibility
• Health information (for insurance purposes)

We generally collect sensitive information only with your consent unless required by law.

Information may be collected via interviews, phone, email, or online forms. We may also receive information from third parties such as accountants or solicitors.

Relevant laws requiring collection include:

• Corporations Act 2001
• Anti-Money Laundering Act 2006
• Taxation Administration Act 1953
• ASIC Act 2001
• Superannuation Acts

Tax File Numbers (TFN)

We collect TFNs only when legally required and use them strictly under applicable laws.

Other Government Identifiers

We may collect Medicare or other identifiers only where necessary.

USE AND DISCLOSURE

Your information is used only to provide services such as:

• Financial planning and advice
• Investment recommendations
• Risk management
• Review of financial plans

We may disclose your information:

• With your consent
• As required by law
• To professional bodies or regulators (e.g., ASIC)

Direct Marketing

We may contact you about offers and services. You can unsubscribe anytime. Please allow up to 2 weeks for processing.

Disclosures

We may share your data with:

• Financial product providers
• Authorised representatives
• Overseas recipients (with privacy compliance)

Sale of Business

In case of business sale, your information may be shared with buyers under strict confidentiality.

DOCUMENT SECURITY AND STORAGE

Your data is securely stored in files or databases and protected from misuse, loss, or unauthorised access.

ACCESS AND CORRECTION

You can request access to your personal data. We may deny access under certain legal conditions. We will correct inaccurate data upon request.

INFORMATION COLLECTED ONLINE

Our website may use cookies to track usage patterns. Cookies do not identify you personally.

PRIVACY COMPLAINTS

If you have concerns, contact our Privacy Officer. We respond within 30 days.

If unresolved, you may contact OAIC:

• Website: www.oaic.gov.au
• Phone: 1300 363 992
• Email: [email protected]

CHANGES TO THIS POLICY

We may update this policy from time to time. Please check our website for updates.

CONTACT US

Apex Macro Financial Group Pty Ltd
AFSL 498715 | ABN 33 617 164 413
Address: 772A Station Street, Box Hill North VIC 3129
Phone: 03 8592 0081 | 1300 003 888